To qualify for the Work Force Housing apartment, we are required to verify the Adjusted Gross Income of prospects to ensure such prospects qualify as an Eligible Household. Adjusted Gross Income shall be calculated by annualizing verified sources of income for the household as the amount of income to be received by the household during the 12 months following the effective date of determination. This cannot exceed the maximum income limit established by the Florida Housing Finance Corporation for its Multifamily Programs, adjusted for household size for 120 percent (120%) median Adjusted Gross Income to qualify as an Eligible Household. Households must be recertified to determine eligibility every twelve (12) months. Click to view qualifying income limits and rental rates

CHECK ELIGIBILITY

Answer a few quick questions to determine your household eligibility.

Bedroom Size

Select bedroom size.

Household Size

Include all occupants, regardless of age.

Total Annual Gross Income

Include all household members age 18 or older who will be living in the apartment.

DISCLAIMER: The minimum gross monthly income must be equal to or higher than 2.5 times the monthly rent per household, but not exceeding the maximum income limit. Final eligibility will be determined after application review and verification of all required documentation. Income limits and rents are subject to change with annual updates set by the Florida Housing Finance Corporation for its Multifamily Programs. Click to view qualifying income limits and rental rates.

What Do I Need to Pre-Qualify?

To begin the application process, an eligible apartment home must be available. Each applicant will also need to provide the required documentation outlined below.


Application Requirements

  • A completed online application for each household member age 18 or older
  • Completion of all required program paperwork

Proof of Income

Please provide two months of bank statements showing direct deposits and all other deposits, along with your most recent pay stubs based on your pay frequency:

  • Paid weekly: 8 current pay stubs
  • Paid bi-weekly: 4 current pay stubs
  • Paid monthly: 2 most recent pay stubs

Additional Documentation

Depending on your individual circumstances and program requirements, you may also be asked to provide:

  • Checking account statements — 2 most recent months
  • Savings account statements — 2 most recent months
  • Bank deposit letter of explanation for any deposits over $100 that are not from payroll or Social Security
  • Investment account statements — 2 most recent months for each account
  • Retirement account statements — 2 most recent months for each account, if funds are being drawn as income
  • Verification of VA benefits, if applicable
  • Verification of Social Security benefits, if applicable
  • Child support court order, if applicable
  • Alimony court order, if applicable

If You Are Self-Employed

Please be prepared to provide:

  • Profit & Loss Statement for the most recently completed quarter
  • Form 1040 tax return with Schedule C, E, or F, as applicable
  • Verification of employment, if requested
  • Additional income verification documents, if requested
  • Additional asset documentation, such as rental property information or investment account statements, if requested

PLEASE NOTE: Additional documentation may be required to meet program and compliance requirements. The application and approval process may take up to 30 days from the date of application.